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Illinois Bankruptcy Lawyer  

 Chapter 7 and Chapter 13 Attorney 

Experienced, Full Service, Economical Illinois Bankruptcy Lawyer Helping People in Northern Illinois File for Bankruptcy at affordable rates. 

As an Illinois Bankruptcy Lawyer concentrating on Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, I have advised thousands of clients over the last decade. We have limited our practice to consumer chapter 7 and chapter 13 bankruptcy cases. The individual attorneys in my law firm strive to achieve a personal involvement with you and your case. We also work together as a group on bankruptcy cases in order to provide you with outstanding service. Our goal is to provide you with the best guidance and service in a competent , reasonably priced and sensible manner. 

Many clients of ours are referrals from family members, friends and co-workers who were pleased with our service. Thousands of Illinois Residents have found us to be their best option and have chosen to work with the our Illinois Chapter 7 Lawyers and Chapter13 Attorneys on account of our personal attention and the know-how and skillfulness which comes from our history in representing other clients and their cases. 

We are committed to taking an aggressive and innovative approach to each client's unique personal needs and are prepared to stop embarrassing creditor harassment the day you hire our firm. We understand our client's needs and the financial pressures they may be facing. We have intentionally structured our firm to enable close client interaction that allows us to provide our clients the streamlined attention and comfort we feel they deserve. 

Chapter 7 Bankruptcy Special 

Only 3 Payments of $400 including Attorney fees 

and Court Costs. 

 

Chapter 7 is a form of bankruptcy that allows you to eliminate debt without repaying your creditors. Common examples of debts that can be eliminated through bankruptcy are credit cards, medical bills, payday loans, judgments and repossession deficiencies. 

 

It is very common for people to make minimum payments on their debts for years, raiding their retirement savings, shifting balances from credit card to credit card, and attempting to work with their creditors, only to find themselves no better off than when they started.

Over 99% Chapter 7 Success Rate

 

The greatest benefit of a Chapter 7 Bankruptcy is the speed with which you can achieve a fresh start. Unlike a Chapter 13 Bankruptcy, in a Chapter 7, you are not required to make payments to creditors over time. Debts discharged in a Chapter 7 are eliminated once the discharge is received. Another advantage of filing Chapter 7 Bankruptcy is that your debt is usually discharged within four to six months of the filing of your case. 

When our Illinois Bankruptcy Attorneys file your Chapter 7 Bankruptcy, your creditors must stop the following actions as soon as your case is filed: harassing collection calls, garnishment of wages, pursuit of judgments through lawsuits, repossession and foreclosure. 

Your credit can potentially be rebuilt faster after filing a Chapter 7 Bankruptcy than not filing at all. Many people are surprised that they are actually able to keep most or all of their property which can include your house, cars, retirement accounts, cash, and your household goods and furnishings.

Bankruptcy - Chapter 7 

Eliminates the debt qualified for discharge including most credit cards, store cards, medical bills, doctor bills, repossession balances, payday loans, personal loans. No repayment plan. Bankruptcy case is completed in about three to four months. 

Exceptions consist of most tax debts, child support payments, maintenance, student loans, parking tickets, traffic tickets Housing code violations, debts incurred fraudulently.

Chapter 13 Bankruptcy 

You can pay back debt over time. Inside a Chapter 13, a debtor pays back his or her creditors in a three or five year repayment arrangement In a lot of cases, the debtor will pay unsecured creditors a smaller amount than the whole amount owed through the plan. When the debtor has finished the plan, the bankruptcy court issues a discharge order and any remaining amount owed to unsecured creditors becomes discharged. 

You can save your home from foreclosure. Filing a Chapter 13 case may bring to an finish foreclosure actions. A debtor can avoid foreclosure by paying back the past due mortgage amount within the repayment plan. 

You can save your automobile from repossession. Chapter 13 will stop a lender from repossessing a car if the debtor repays the debt inside the repayment arrangement. 

 

Contact A Bankruptcy Lawyer

email: ggbklaw@gmail.com | Tel: (312) 578-9530

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


GLEASON AND GLEASON LLC

 

 

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