Illinois Bankruptcy Lawyer
Chapter 7 and Chapter 13
Experienced, Full Service, Economical
Illinois Bankruptcy Lawyer Helping People in Northern Illinois File for Bankruptcy at affordable
As an Illinois Bankruptcy Lawyer
concentrating on Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, I have advised thousands of
clients over the last decade. We have limited our practice to consumer chapter 7 and chapter 13
bankruptcy cases. The individual attorneys in my law firm strive to achieve a personal
involvement with you and your case. We also work together as a group on bankruptcy cases in
order to provide you with outstanding service. Our goal is to provide you with the best guidance
and service in a competent , reasonably priced and sensible manner.
Many clients of ours are referrals from
family members, friends and co-workers who were pleased with our service. Thousands of Illinois
Residents have found us to be their best option and have chosen to work with the our Illinois
Chapter 7 Lawyers and Chapter13 Attorneys on account of our personal attention and the know-how
and skillfulness which comes from our history in representing other clients and their
We are committed to taking an aggressive
and innovative approach to each client's unique personal needs and are prepared to stop
embarrassing creditor harassment the day you hire our firm. We understand our client's needs and
the financial pressures they may be facing. We have intentionally structured our firm to enable
close client interaction that allows us to provide our clients the streamlined attention and
comfort we feel they deserve.
Chapter 7 Bankruptcy Special
Only 3 Payments of $400 including Attorney
and Court Costs.
Chapter 7 is a form of bankruptcy that
allows you to eliminate debt without repaying your creditors. Common examples of debts that can
be eliminated through bankruptcy are credit cards, medical bills, payday loans, judgments and
It is very common for people to make
minimum payments on their debts for years, raiding their retirement savings, shifting balances
from credit card to credit card, and attempting to work with their creditors, only to find
themselves no better off than when they started.
Over 99% Chapter 7 Success Rate
The greatest benefit of a Chapter 7
Bankruptcy is the speed with which you can achieve a fresh start. Unlike a Chapter 13
Bankruptcy, in a Chapter 7, you are not required to make payments to creditors over time. Debts
discharged in a Chapter 7 are eliminated once the discharge is received. Another advantage of
filing Chapter 7 Bankruptcy is that your debt is usually discharged within four to six months of
the filing of your case.
When our Illinois Bankruptcy Attorneys
file your Chapter 7 Bankruptcy, your creditors must stop the following actions as soon as your
case is filed: harassing collection calls, garnishment of wages, pursuit of judgments through
lawsuits, repossession and foreclosure.
Your credit can potentially be rebuilt
faster after filing a Chapter 7 Bankruptcy than not
filing at all. Many people are surprised that they are actually able to keep most or all of
their property which can include your house, cars, retirement accounts, cash, and your household
goods and furnishings.
Bankruptcy - Chapter 7
Eliminates the debt qualified for
discharge including most credit cards, store cards, medical bills, doctor bills, repossession
balances, payday loans, personal loans. No repayment plan. Bankruptcy case is completed in about three to four
Exceptions consist of most tax debts,
child support payments, maintenance, student loans, parking tickets, traffic tickets Housing
code violations, debts incurred fraudulently.
Chapter 13 Bankruptcy
You can pay back debt over time. Inside a
Chapter 13, a debtor pays back his or her creditors in a three or five year repayment
arrangement In a lot of cases, the debtor will pay unsecured creditors a smaller amount than the
whole amount owed through the plan. When the debtor has finished the plan, the bankruptcy court
issues a discharge order and any remaining amount owed to unsecured creditors becomes
You can save your home from foreclosure.
Filing a Chapter 13 case may bring to an finish foreclosure actions. A debtor can avoid
foreclosure by paying back the past due mortgage amount within the repayment
You can save your automobile from
repossession. Chapter 13 will stop a lender from repossessing a car if the debtor repays the
debt inside the repayment arrangement.